Three Funny Insurance Stories, and Tips on What to Pay For

Did you know that the insurance industry is worth more than one trillion dollars? Though dealing with insurance can often wear us down or confuse us, we thought you might like to read about some funny insurance claims in order to lighten the mood. To help you out, we will include some useful insurance tips so that you feel less likely to resort to these strange and outlandish extremes.

1. Early Collection on an Insurance Policy

A salesman in Canada recounts a client calling to ask why her insurance money has not been made. After expressing some confusion with the question, the client then demanded getting paid her $100,000 insurance… which was a life insurance policy for herself. Fortunately or unfortunately depending on how you look at it, you do need to be dead to collect! Our life insurance tips? Get it sooner rather than later, and in most cases, you will want term life insurance.

2. The Somewhat Independent Witness

Another agent, working for Elephant Insurance claims, writes about how they took a call from a client who had just been in an auto accident. When they asked about independent witnesses, the client replied that there had been a 92 year old woman. The Elephant Insurance claims agent said that was great, and asked if either party knew her, at which point the client said she had been in the car. When the agent said that this disqualifies her as being an independent witness, the client replied that the woman WAS independent and did all her housework by herself! Our new driver insurance tips for accidents? Try to get the name and number of independent witnesses, and ask the police to file an accident report so that you have another unbiased source.

3. Throwing it Out Too Soon

One call center employee recalls talking to a client who wanted to know why her claims were getting denied, but when asked to show the referral letter where the insurance company denied the claim, she claimed she had thrown it out. The employee explained this was a legal document and that they would not be covering the services. The woman replied that they should have expected her to throw it out. Our health insurance tips? Keep track of all documents, and look for companies that reward you for preventative care.

Do you know any funny insurance stories? Let us know in the comments!